JUMBO LOAN SERVICES

Jumbo loans carry a loan amount surpassing the conforming loan limits set by the Office of Federal Housing Enterprise Oversight (OFHEO). They typically carry more credit risk than those issued by Fannie Mae or Freddie Mac, which calls for different underwriting guidelines.

Eligible programs:

  • 15-year fixed

  • 30-year fixed

Occupancy:

  • Primary Home

  • Secondary Home

Primary Residence Purchase / Refinance:

  • Loan Amount over $766,550 up to $3M

  • MAX LTV up to 80%

  • Cash-out up to 80%

  • Max DTI 43%  

Secondary Residence Purchase / Refinance:

  • MAX LTV up to 75%

  • Max DTI 43%

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*All loans are subject to underwriting or investor approval. Other restrictions may apply. This is not an offer of credit or a commitment to lend. Guidelines subject to change.